Caption the photo to win mortgage advice

A photo of a bull in a fix amused Coast & Country News readers, prompting many to send in captions for the January Country Funnies competition.

Raewyn Dunning of Cambridge suggested two captions: “Had a ‘Blonde’ moment” and “Mooo! The sun is bright. I’ll put on my new shades”.

“Everything is green around here, I don’t need to jump the fence” came from John Ludwig of Whakatane. “Wow! You really can hear the ocean” came from Shane Avison of Putaruru and

“Going Green is a lot of Bull!” is the caption submitted by Lincoln Quarrie of Te Awamutu. Carole Wyborn of Katikati suggested: “You in there Doris?”

The winning caption comes from Anne Emms of Tauranga – it’s “Containabull”. She wins a copy of the book title ‘A New York Year – Twelve months in the life of New York’s Kids’ by Australian author Tania McCartney, illustrator Tina Snerling and published by EK Books.

Hammer Mortgage

This month’s book prize is ‘Hammer that Mortgage!’ by David Tillman. It’s a guide for New Zealanders who are planning to buy their first home, or who already own one – and in it the author explains how it’s possible knock thousands of dollars off your mortgage, and pay back the loan even faster.

David writes from experience. He paid off his first house in just five years at a time when interest rates were more than 20 per cent, and for 12 years operated one of the nation’s largest mortgage brokerages, based in Christchurch.

Despite the current house prices, David says home ownership is still the best option for most New Zealanders and, in easy-to-understand language, using real-life examples, explains ho

w to eliminate debt faster than most people think possible.

He even describes – in a chapter called ‘The Latte Mortgage’ how saving the cost of one $4.50 cup of coffee a day could mean paying an extra $136.88 off a $450,000 mortgage per month, while reducing a 30-year mortgage to 26.37 years and the total interest repaid from $521,000 to $447,000 can create a saving of $70,000.

Thanks to David, Coast & Country News has a copy of ‘Hammer that Mortgage!’ to give away.

To be in to win, email captions for the photo above and send them with your name and address, with Country Funnies as the subject, to: elaine@thesun.co.nz Or put these details on the back of an envelope and post to: Country Funnies, PO Box 240, Tauranga 3140.


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